Should You Sell or Rent Your Home When You PCS?

Enter your address. See what selling nets you, what renting produces, and what keeping a VA loan does to your next purchase. Free, no sign-up.

Preview of the PCS Home Decision Tool showing sell versus rent comparisons

Built for Military Homeowners

Most sell-or-rent calculators assume you have equity and ignore VA loans. Neither holds for a lot of military homeowners. If you bought with nothing down and orders came early, selling might cost you money at closing. If you keep the house, part of your VA entitlement stays tied to it, which changes what you can buy at the next duty station. PCSNumbers models both.

  • Free to use
  • No sign-up required
  • Transparent calculations

How It Works

1

Enter your address

We pull an estimated home value and market rent automatically. Add your mortgage balance, rate, and monthly payment. That's it.

2

See both paths, honestly

Net proceeds after real selling costs. Rental cash flow after management and vacancy. The principal your tenant pays down. If you'd owe money at closing, we say so instead of showing a negative number and moving on.

3

Know what it costs your VA benefit

If it's a VA loan, we calculate what you could buy with nothing down at your next station, keeping this home versus selling it. Nothing else does this.

PCS Home Decision Tool

Compare selling versus renting on your actual property, including VA entitlement, underwater scenarios, and five and ten year projections.

BAH Calculator

Look up your 2026 Basic Allowance for Housing by pay grade, duty station ZIP code, and dependent status.

Bases

What your BAH covers at each installation, what homes cost, and what to do with the house when orders send you somewhere else.

Guides

Practical breakdowns of the decisions military homeowners face.